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Public Service Loan Forgiveness (PSLF) Program

Are you in or will you be working in a human or public service career? Find out how to get some of your student loans paid for. 

The U.S. Department of Education's Federal Student Aid Office has created a fact sheet for the Public Service Loan Forgiveness Program (PSLF). The PSLF Program is intended to encourage inividuals to enter and continue to work full-time in public service jobs. To have the remaining balance of your loans forgiven, borrowers must have paid a total of 120 qualifying payments. 

What are public service jobs?

These include any job where you would be working for a public service organization (federal, state, local, or tribal government organization - a non for profit 501(c)(3) - or a private non for profit organization). 

What does working full-time mean?

Working full time means working for at least 30 hours a week. 

What other information will this fact sheet tell me?

This fact sheet will give you information and help to answer some of the following questions: 

  • What loans qualify for loan forgiveness under this program?
  • How can other loans become eligible?
  • What are the borrower eligibility requirements for loan forgiveness under this program?
  • How can you keep track of your eligibility?

To view the PDF, download the factsheet from the right hand column. 

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Fostering Success Michigan is a statewide initiative that aims to increase access and success in higher education and post-college careers for youth with experience in foster care. Learn how you can contribute to building a holistic network that insulates (i.e., strengthens protective factors and reduces risks) the education to career "pipeline." 

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